Even I keep mentioning "rich dad poor dad", personally, I don't like to invest on property, which is like margin. It is so risky to borrow money for any investment activity.

Well, however, I still remember from that book, once said "save money for the tax at last". I didn't understand at all at the beginning, because if not preparing money for tax, you will be in jailed~!!! However, after several years, I understand more. As I said, if money is a tool, just like when you learn computer, you have to use it more to get experience and understand more methods to use it. It is strongly suggested that you have to keep your investment ratio all the time is balanced, which means if you need to pay money for your tax, and add money to keep your investment in balance, you have to add money to balance your investment first (balance means, e.g. you want to have $5000 investment increase every month, you have to pay for investment first).

That's about motivation and how do you stick to your plan. Of course, in case something really went wrong and you have to revise your annual prediction, then you should learn how to make a better prediction from time to time. However, something like Tax which you know you have to pay anything, should not affect your investment plan.